Two-pot retirement system 2025

This three-hour course aims to unpack the new Two-Pot retirement system which came into effect on 1 September 2024 and to provide insight as to its impact on the retirement system.

When and where?

17 March 2025, 09:00 to 12:00 SAST

This course will be held remotely, most likely on Zoom. 

Course outline

In this course, we will cover:

• The law
• How it worked before – resignation, retrenchment, retirement
• Reasons for the changes
• The laws giving effect to the Two-Pot retirement system
• The changes – savings pot, vested pot and retirement pot
• Funds included in the new regime
• Funds excluded from the new regime
• Members over 55 on T-day
• GEPF
• Emigration
• Taxation of benefits
• Treatment of tax debt
• Impact on treatment of permissible deductions - Section 37D (employer debt, maintenance, divorce, housing loans)
• Impact on death benefits
• Examples

Who will benefit from this course?

Trustees, fund consultants, fund administrators, legal advisors, attorneys

Presenter

Lize De La Harpe is an admitted attorney currently employed by Sanlam Corporate as a Senior Legal Advisor. She has almost two decades’ experience in the financial services industry as well as extensive knowledge of pension fund law. She holds the following qualifications - a LLB from the University of Stellenbosch, a CFP from the University of the Free State and a Certificate in Compliance Management from UCT. She is a member of the Pension Lawyers Association and Batseta and serves on the IRFA legal and technical committee. Lize is extremely passionate about pension law and has written numerous articles on a broad range of topics which are often featured in media publications. Sanlam partnered with the SABC during the weeks up to the implementation of the Two Pot system, during which time Lize frequented on the news and also on the radio ensuring members are educated about these changes.

How much?

R1,080 per person

Certificate

A digital certificate of attendance from UCT will be issued to those who attend the full course.

SIGN UP HERE: Two-pot retirement system | UCT Law at Work